Boiler coverHometree Your Boiler Essentials (£95 excess)
£95
per call out (excess)
£3.45
per month (from)
Callouts: Unlimited
Annual service: Not included
Boiler cover comparison
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Boiler cover
Boiler coverEDF BoilerCare Gold (£95 excess)
£95
per call out (excess)
£11.60
per month (from)
Callouts: Unlimited
Annual service: Included
First two months free
Boiler coverHometree Your Boiler (£95 excess)
£95
per call out (excess)
£12.95
per month (from)
Callouts: Unlimited
Annual service: Included
£25 Amazon.co.uk gift card
Boiler coverEDF BoilerCare Gold (£50 excess)
£50
per call out (excess)
£15.20
per month (from)
Callouts: Unlimited
Annual service: Included
First two months free
Boiler coverBritish Gas HomeCare Basic (£60 excess)
£60
per call out (excess)
£19.00
per month (from)
Callouts: Unlimited
Annual service: Included
Boiler coverEDF BoilerCare Gold (£0 excess)
£0
per call out (excess)
£20.80
per month (from)
Callouts: Unlimited
Annual service: Included
First two months free
Boiler coverHometree Your Boiler (£0 excess)
£0
per call out (excess)
£22.90
per month (from)
Callouts: Unlimited
Annual service: Included
Deal tables sorted by cost per month (low to high)
EDF maintenance and support plans (BoilerCare Gold and Platinum) are service agreements, not insurance policies, and are not regulated by the Financial Conduct Authority.
What is boiler cover?
Boiler cover is a service plan that helps you manage and pay for emergency boiler breakdowns, repairs and, sometimes, even replacement boilers.
The cover ensures that if your boiler goes wrong, things like parts, labour, call-out fees and annual servicing can be handled. This helps you avoid large, unexpected bills and provides peace of mind.
What are the benefits of getting boiler cover?
Getting boiler cover gives you the following benefits:
Save money on boiler repairs
Boiler cover helps protect you against unexpected and expensive repairs, giving you one less thing to worry about.
Peace of mind
Boiler cover gives you access to emergency assistance when you need it, ensuring your home stays warm and safe.
Annual services
Get your boiler serviced annually to keep it energy-efficient, extend its lifespan and reduce the likelihood of future breakdowns.
How does boiler cover work?
First, you compare prices and select a suitable boiler cover plan, choosing from different levels of coverage that can cover basic repairs up to your whole central heating system.
You can pay for cover monthly or annually like you would car insurance. Costs will depend on factors like the type of plan and the age of your boiler.
When you need help — for instance, if your boiler breaks down — you contact your cover provider, who will send an engineer to assess and repair the problem.
Some policies also include an annual boiler service. This is when the engineer inspects and maintains the appliance to ensure it's running efficiently.
Do I need boiler cover?
Boiler cover is one of those things you don't think you need until it's too late, like a spare charger or an umbrella.
Basically, you might not need to use your boiler cover regularly, but when you do, you'll be really happy you have it.
Emergency boiler repairs cost an average of £450 in the UK, so why take the risk when you can get boiler cover for the price of a meal deal every month?
What are the best boiler cover options?
Boiler-only cover
This just covers the boiler itself, including breakdown repairs and faults and any required parts and labour.
Boiler + central heating cover
At this level of cover, you're protecting your boiler and the rest of the central heating system.
Boiler, heating and plumbing cover
This provides cover for your boiler, central heating system, and plumbing issues associated with your boiler, such as leaks and blockages.
Full home care plan
A full plan covers your boiler, heating, plumbing, and electrical issues, offering complete peace of mind.
How to compare boiler cover and find the best deal
When you're choosing boiler cover, you need to consider several factors, including:
The age and condition of your boiler
If your boiler is relatively new, boiler-only coverage might be enough. However, if it's older, it might be best to get a more comprehensive plan.
Your budget
Think about how much you can afford and want to spend. Basic plans are usually more affordable, but comprehensive ones cover a lot more.
Existing warranties
If your boiler is still under its manufacturer's warranty, you may not need comprehensive cover.
Exclusions and limitations
Make sure you fully understand what's included and excluded from your policy and that it aligns with your expectations.
What does boiler cover include?
Boiler cover can include any of the following:
Boiler repairs
The core offering of most plans, covering faults and breakdowns, including labour and parts costs.
Emergency call-outs
Many plans cover you if your boiler breaks down unexpectedly and you're left without heating and hot water.
Annual services
Some plans cover the cost of your annual inspection and service to keep your boiler running efficiently and safely.
Central heating repairs
Increased protection for your central heating system, including pipework, radiators and, in some cases, thermostats.
Plumbing and drainage
More comprehensive plans extend cover to plumbing issues like leaks, blockages and drainage problems.
Boiler replacement contributions
Premium plans may offer partial or even full reimbursement if your boiler is beyond repair and needs replacing.
How much does boiler cover cost?
Boiler cover costs vary depending on factors like the provider and the level of cover you choose.
You could reduce your payments by increasing your excess, too. However, this would mean that you need to pay a fee if an engineer needs to be called out to your home.
You can see the latest boiler cover prices we offer in the table above.
Comparing boiler cover quotes
The thought of having no heating or hot water during the winter is nightmarish. So, enjoy a peaceful sleep by comparing costs with Grow Your Business.
Whether you just want an extra layer of protection for your boiler or a comprehensive package for your whole heating system, we can help you find a deal that works for you.
How do I choose the best boiler cover deal?
The best boiler cover deal is different for everyone depending on their motivations for getting one in the first place. If you want cover that doesn't cost much, the deal for you might be one of the cheaper options. If you want to know that you can get an engineer call-out whenever you need one, the best deal will be one that promises short wait times.
How can I save money on boiler cover?
You can save money by shopping around and not sticking with your current provider when your deal comes to an end. Introductory offers are usually set at a favourable rate, so your rates may go up after the first 12 months. You can also save by agreeing to pay a call-out fee — this isn't usually compulsory, but can mean your monthly fee is lower.
Considering boiler cover:
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FAQs
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Written by the Grow Your Business energy team · Updated on 21 March 2026